Finance & Insurance
Personalized Dental Care Without the Confusion
This is Heading of CMS
At Philly Smiles, we provide expert dental care with clarity, flexibility, and no surprises. As a fee-for-service practice, we’re not driven by insurance restrictions — we’re focused on your comfort, goals, and long-term oral health.
Our patients appreciate the freedom to choose treatment based on what’s best for them, not just what a plan covers. That’s part of what has made Philly Smiles a trusted name in Rittenhouse Square for over 30 years.
.avif)
Upfront Estimates
We walk you through every part of your treatment plan — including the costs — before we begin. You’ll always know what to expect.
Flexible Payment Options
We accept all major credit cards and offer third-party financing to help make care more accessible:
- CareCredit® financing for qualified patients
- Cherry financing for qualified patients
- Additional payment options available on request
Out-of-Network Insurance Support
We are in-network with select insurance providers and are happy to assist patients who have out-of-network plans by:
- Submitting claims to your insurance for potential reimbursement
- Providing detailed receipts and documentation
- Answering questions about coverage for your specific plan
Fee-for-service means your care is never rushed or limited by insurance codes. It gives us the flexibility to:
- Spend more time with you during each visit
- Use the highest-quality materials and technology
- Customize treatment plans based on your individual goals
- Focus on outcomes, not quotas
This model supports the kind of relationship-based, high-trust care that Philly Smiles is known for.
If you're seeking a dental experience that values quality over shortcuts, we invite you to learn more about our approach as a leading smile dentist Philadelphia patients have relied on for decades.
Whether you’re interested in cosmetic enhancements, restorative dentistry, or a complete smile makeover, we’ll help you explore your financial options and build a plan that works for you.
You won’t be pressured into treatment — and you’ll never be left in the dark about what it costs.
Let’s Talk
We know that dental finances can feel overwhelming. That’s why our team is here to help you every step of the way — with honest answers, friendly service, and options that make sense.
